Time.Invest

Time.Invest Case Study: Investment Platform for Fund Product Management

Brief description

A solution for an investment fund that makes investing convenient and clear for users.

Task

Build a solution that can be deployed quickly and inexpensively to launch investment products with the ability to scale into a full platform.

About the project

We developed a centralized universal solution for quickly launching an investment marketplace tailored to client needs — to reduce time and cost at the start.

Business benefits

•PLATFORM LAUNCH IN 6 MONTHS INSTEAD OF BUILDING FROM SCRATCH IN 12 MONTHS

•BUDGET SAVINGS OF UP TO 60% AT THE START THANKS TO A READY-MADE SOLUTION

•ASSETS UNDER MANAGEMENT INCREASE 10X

•ADDITIONAL SALES GROW BY 100% THANKS TO NEW PROGRAMS, A MULTI-PRODUCT SHOWCASE, AND SIMPLE CLIENT UX

Features

Authorization and registration

•Login with username and password

•Secure storage of credentials

•Access recovery mechanism

Two-factor authentication (2FA)

•Google Authenticator integration

•Generation and binding of one-time codes (TOTP)

•Login confirmation with a second factor

•Ability to enable 2FA as a mandatory layer at the project level

•Ability to activate 2FA on the user’s initiative

•2FA status management in the personal account

Basic registration flow

•Minimal data set to create an account

•No redundant fields at the primary entry stage

Request for additional data

•Conditional information request system (date of birth, full name, address, etc.)

•Data request when limits are reached or certain products are activated

•Use of data for compliance, verification, and access regulation

•Ability to configure field mandatory status

•Management of data request scenarios depending on user type or product

Localization

•Default languages: Russian and English

•Language switching by the user in the interface

•Interface logic separated from the text layer

•Adding new languages by extending the translation dictionary

•No need to change business logic when connecting a new locale

User dashboard

•Balance display

•User portfolio

•Available balance for withdrawal

•User PNL

•Balance movement chart

•Statuses of requests and operations

•Access to all key actions from one interface

User portfolio

•Asset list with information on each asset

•Current active investment directions

•Operation history for each product or direction

•Balance in the source currency

•Automatic conversion to any required currency at the current rate

•Total portfolio value

Market — rates and instruments

•Crypto and/or fiat rates

•Market data display

•Up-to-date values in update mode

•Ability to navigate market dynamics

•No need to switch to third-party services

Currency conversion and exchange

•Asset conversion inside the platform

•Rate retrieval from an external source

•Liquidity provider integration

•Platform fee application, ability to edit the fee

•Slippage configuration

•Managed model for calculating the final amount

•Exchange reflected in transaction history

•Balances recalculated after the operation

Operation history

•Deposits, withdrawals, exchanges, accruals, and charges

•Operations on investment products

•Filtering by operation type and period

•Detail of each transaction

Deposit system

•Generation of an individual deposit address

•Automatic top-up system

•System for working with own wallets on the platform

•Integration of fiat top-up methods

Withdrawals

•Creating a withdrawal request

•User error control for typos

•Withdrawal parameter control

•Suspicious operation control system

•Request status reflection

•Hot wallet system for automatic withdrawals

Investment offers showcase “Marketplace”

•Selection of various investment offers

•Sorting by directions, yield, tags

•Primary information in the card, including dynamic yield

•Ability to interact with an investment direction from the marketplace: invest / withdraw

Investment offer card

•Description of the investment direction with the ability to add a photo

•Ability to attach links to video materials

•Display of uploaded documents for investors to view

Admin panel — operational dashboard

•Number of users

•Deposits and inflow for day / week / month / year

•Total system balance

•Registrations for day / week / month / year

•Balance distribution chart

Admin panel — user registry

•Clickable user table

•Ability to open each user

•User actions: balance change, yield accrual, risk profile change

•Logging of each user’s sessions and authorizations

•Report on fund movement and balance changes for each user

•Access to each user’s operation history

Admin panel — financial operations

•Processing withdrawal requests

•History of all withdrawals

•Control of incoming transactions, AML checks

•Yield accrual by investment directions

•Repayment of investment principal from an investment direction

•Yield accrual for specific users

•Hot / cold wallet system for automatic withdrawals

•Duplicate manual withdrawal system after suspicious activity

•Ability to set fees for operations

Admin panel — operations journal

•Logging of user actions

•Risk management system for each user

•Logging of administrator actions

•Audit tools for transactions and operations

Admin panel — investment product management

•Creating and editing pools / investment products / indexes

•Status control

•Working with documents inside an investment product

•Managing parameters of investment directions

Admin panel — asset directory

•Managing the list of currencies

•Configuring rate sources

•Managing asset availability

Technology stack

1. Frontend:

•React

•MobX

2. Backend:

•ASP.NET Core 8.0

•Entity Framework Core 8.0.3

•Hangfire

•MailKit and MimeKit

3. API:

•MediatR

•Swashbuckle

4. Integrations:

•AWS SDK

•Bybit

•Coingecko

5. Databases:

•PostgreSQL

6. Development tools:

•Docker

•Serilog

Work with the client

*Important: this is not project work — it is work with the client specifically, and it is not in the estimate or commercial proposal. This is what we do to increase the probability of product success.Technical democratization: an owner who speaks with developers as an equalWe are convinced: a blockchain project client does not have to be a developer, but must understand which engineering decisions affect their business. So we ran a series of technical workshops where, without overloading with jargon, we explained architectural choices: why we propose a specific consensus, what trade-offs each chain carries, and what happens to the project if its bridge is hacked. We made all the invisible layers transparent — from gas optimization to smart contract upgradability — and taught the client to ask the right questions of a future support team. As a result, the owner moved from “I just trust” to “I consciously manage the technology stack of my business.” And that competence stays with them on all subsequent projects.Our goal is not just development — it is our client’s success.

Design goals:

•INCREASE SUCCESSFUL DEALS BY 60% THROUGH A WELL-WORKED CLIENT JOURNEY

•MAKE THE PRODUCT SHOWCASE A MARKETPLACE SO THE INVESTOR CHOOSES FASTER AND MORE OFTEN BY 50%

•INCREASE CLIENT RETENTION ON THE PLATFORM

•MAKE ANALYTICS EASIER FOR THE USER

Design results:

•A SINGLE WINDOW FOR THE INVESTOR: RIGHT AFTER LAUNCH THE PLATFORM OFFERS MANY PROJECTS, SAVING TIME ON FINDING OPPORTUNITIES

•CLEAR NAVIGATION: CATEGORIES AND FILTERS HELP QUICKLY FIND THE NEEDED STARTUP OR FUND, IMPROVING INVESTMENT EFFICIENCY

•DEAL TRANSPARENCY: ALL PROJECT INFORMATION (GOALS, TIMELINES, ROI) IS AVAILABLE ON THE PLATFORM, STRENGTHENING INVESTOR TRUST